Moga Insurance Agency
714-602-1514
ExchangeGuard® Choice - J1交流访问学者和F1学生保险
请使用此信息仅作为参考，不要仅根据此信息作出任何决定。如果您有任何疑惑, 问题或疑问。请参阅各保险内容以获取完整的信息。这里无法展示所有详细信息，或致电我们了解更多详情。如果此信息与实际的保险内容有任何差异，则以保险内容为准。
所有的数额都是美元。
保险不承保视力(眼镜等) 。
普通
医疗 - 门诊
To policy maximum
US-Urgent Care/Walk-in Clinic: Deductible waived, $15 copay; unless $0 deductible. Co-insurance still applies.
Outside US: No copay.
To policy maximum
In US: Extra $250 copay for illness visit that does not result in hospital admission.
To policy maximum, 60 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
医疗 - 住院
医疗 - 其它治疗和服务
90 days
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
Recreational: Included
To policy maximum, if covered injury/illness results in hospital admission.
Only the complications of pregnancy, during first 26 weeks of pregnancy.
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Physical Therapy and Chiropractic Care: $500 maximum.
After 6 month waiting period, $500 per certificate period.
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Included
旅程
人寿
Under 18: $5,000, Ages 18-64: $25,000; maximum $250,000 per family or group.
Under 18: $10,000, Ages 18-64: $50,000; maximum $250,000 per family or group.
其它
For every parent insured, one child under age 10 years is free. Maximum 2 children free.
Incidental: U.S. home country: 15 days per 3 month period. Non-U.S. home country: 30 days per 3 month period.
$100 per day
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$250 per day, 5 day maximum
$25,000
$50,000 Eligible medical expenses only
Outside Home Country
保险特征
Before effective date, full refund.
After effective date, pro-rated refund minus $25 cancellation fee as long as no claims have been filed since the effective date.
5 days up to 4 years
$0
Travel Delay of 12+ hours and unplanned overnight stay - $100/day, 2 days maximum.
Emergency Eye Exam - $50 per incident copay, $150 maximum (plan deductible waived).
Bedside Visit: $1,500
Pet Return: $1,000
Crisis Response: $10,000
Loss of Passport or Travel Documents: $100
Email
Postal Mail
Courier
Varies
$0 0-64
$100 0-64
$250 0-64
$500 0-64
Per Incident
$100,000 0-64
$250,000 0-64
$500,000 0-64
WorldTrips
Lloyd's
立即获取保险报价，现在购买！
- 医疗给付, 至最高保额,参考正常,合理的惯常费用。免赔额和共同保险适用, 除非注明。
- 当PPO网络内和PPO网络外给付存在差异时,当PPO网络内有益治疗时,以上显示给付适用。
- 除非另有提及，否则保险保障是指每人的保险保障。
- 上方区域的划线（-）表示不适用。
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